Ntellivest

Financial guidance for financial independence

Content, resources and services to help people make smarter decisions with their money in route towards financial independence (FI). Intelligent portfolio and real estate investing. Simplified financial guidance and protections.

Embracing Uncertainty

If you asked me what I was doing 2 years ago, I would have told you that I was building out a traditional financial planning business focused on a monthly retainer model paired with investment management services. If you asked me what I was doing 1 year ago, I would have told that my business had morphed into a financial consulting practice focused on a simple, fee per-service model. If you asked me what I was doing 1 month ago, I would have told you that online courses were becoming my focus. If you ask me what I’m doing today, I will tell you that all of the above are now taking a back seat.

Why all the pivots?

Read More

Growing Your Passive Income Streams

If you know me or have visited this site before, I'm sure have grown to realize that I am a supersized advocate for passive income.  I believe that growing a diversified balance of income streams will set the foundation for financial independence more quickly than savings and traditional investing alone.  The concept is not radical, but implementation and knowing where to begin in this path can pose a challenge.  So that's exactly what this post is about.  I will highlight some different methods of passive income investing in addition to the pros and cons, and possible barriers to entry for each product.

Read More

3 Areas of Financial Protection You Need

Protecting and preserving wealth is just as important as building it. Think of wealth as a house. At the foundation are the resources (businesses, education, jobs, skills, etc.) that are the catalysts for growing wealth. The walls and contents are then the investments and assets built/grown upon these fundamental resources. The roof then acts as the protection in keeping all the resources and assets safe. Every component is just as valuable as the next, and all are vulnerable without a properly structured roof.

Read More

5 Cautionary Lessons Learned About Real Estate Investing

I talk a lot about the benefits to be had from property investing, but recently noticed that I likely don’t shed enough light on the less flattering aspects that need to be taken into consideration before going this route. The benefits of real estate investing are real and can be a powerful financial weapon for boosting your net worth, but these benefits do not come without their fair share of work, hassle, education and risk.

That being said, here are some of the more cautionary but real lessons I’ve learned during my time as a real estate investor.

Read More