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Financial planning for financial independence

Content, resources and services to help people make smarter decisions with their money in route towards financial independence (FI). Intelligent portfolio and real estate investing. Simplified financial planning and protections.

Filtering by Category: Motivation & Inspiration

Consumption and the Fulfillment Curve

I was recently listening to a ChooseFI podcast that highlighted financial independence OG, Vicki Robin, author of Your Money or Your Life (reviewed admirably by Paula Pant).  During the interview, I became fascinated her discussion of the "fulfillment curve", which is basically a graph created by Vicki and her co-author, Joe Dominguez, that maps the relationship of spending and happiness.  The chart hones in on the law of diminishing returns past a certain level of consumption.

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Find the Investment Strategy That Fits You

There is nothing more dangerous than blanket investment advice.  Yet, everywhere you turn, you will find headlines giving you just that:  the next best, can't miss investment.  All your troubles are swept away if you just follow this particular guidance, or buy this specific product.

These headlines sell because they promote a false sense of security and simplicity.  People want the microwave approach to solving an issue.  But the problem is that proper investment advice is not that simplistic.

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A Realization

It's been over 2 weeks since I've posted material to this blog, and it's not because I haven't been writing (I have a handful of posts in 'draft' mode).  Rather, I simply have no excitement about publishing anything I've been writing.  This makes me realize that I have fallen into the trap of writing for the sake of writing, and not for the more important reasons of either feeling strongly about the material or believing it would provide a significant value-add to the people and clients I care about.

Screw that.  It's time to shift gears.

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2017 Year End Thoughts

The turn of the calendar poses a great time to reflect back on the lessons learned over the prior 12 months.

2017 proved to be a year filled to the brim with new experiences and insights gained.  I guess this is what happens when you start out on a new venture, and are exposed to the ups and downs that come along with the journey.  Moments of extreme fulfillment were followed by moments of high stress on a rather repeating cycle.  But in the end, this has culminated into one of the most rewarding years of my life.

Here are some lessons learned during this adventure:

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