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Financial planning for financial independence

Content, resources and services to help people make intelligent decisions with their money in route towards financial independence

Filtering by Category: Money Tips & Ideas

Navigating the World of Credit Card Rewards

Since the beginning of the year, I've been all-in on bettering my understanding of credit card rewards.  This falls in line with my somewhat unhealthy infatuation of the role finances can play in life optimization.  How can one get the most bang for their buck, especially with those same dollars they would normally already spend on a day-to-day basis?

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Consumption and the Fulfillment Curve

I was recently listening to a ChooseFI podcast that highlighted financial independence OG, Vicki Robin, author of Your Money or Your Life (reviewed admirably by Paula Pant).  During the interview, I became fascinated her discussion of the "fulfillment curve", which is basically a graph created by Vicki and her co-author, Joe Dominguez, that maps the relationship of spending and happiness.  The chart hones in on the law of diminishing returns past a certain level of consumption.

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Dial Up Your Happiness By Giving

I spend a lot of my time talking to others about how to grow their wealth and income streams.  Although this growth and accumulation stage is an important step in one's financial journey, I am starting to notice that I rarely have conversations about the flip side of this journey: how one's accumulated wealth will best be put to use.  Or in other words, how one will obtain the greatest satisfaction out of every dollar they eventually spend or gift.  I believe these two stages (accumulation and distribution) of one's financial story are of equal importance.

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