If you have not been following along, in early 2017 I became fed up with my bloating household expenses and made a commitment to do something about it. At that point in time my recurring household living expenses were averaging almost $3,250/month. Since then, quite a few strategic changes have been made which have brought household expenses down by an average of over $700/month (and counting). I continue and track these numbers to both hold myself accountable and pass along any savings strategies/opportunities discovered to you.Read More
Filtering by Category: Money Tips
Over the last few years I've been in the fortunate position to meet some fascinating people from all walks of life. Quite often I also get to pop the hood on their finances. The financial stories are just as varied as the people, but a select few have achieved a rather impressive abundance of wealth. I have noticed a commonality within this community: in absolutely zero instances was this high level of wealth achieved via the stock market.Read More
If you have not been following along, early last year I became fed up with my bloating household expenses and made a commitment to do something about it. At that point in time my recurring household living expenses were averaging $3,248.92/month. Since then, quite a few changes were made which have brought those expenses down by an average of about $500/month and growing. I continue and track these numbers here to better hold the Sutherland household (wife and dog included!) accountable.
Here is an overview of the process and where things now stand.Read More
My last post featured a "travel hacking" strategy that focused on maximizing your travel perks via credit card rewards. Today's post will stick to a similar theme (getting the most out of your dollar when traveling), but this time by way of finding international destinations where your dollar can go much further with every purchase.Read More
I was recently listening to a ChooseFI podcast that highlighted financial independence OG, Vicki Robin, author of Your Money or Your Life (reviewed admirably by Paula Pant). During the interview, I became fascinated her discussion of the "fulfillment curve", which is basically a graph created by Vicki and her co-author, Joe Dominguez, that maps the relationship of spending and happiness. The chart hones in on the law of diminishing returns past a certain level of consumption.Read More