We work hard during our time on this planet to build a good life for (and strong relationships with) those we care about. Neglecting a proper estate plan has the potential to damage both.Read More
Filtering by Category: Family Finances
If you have not been following along, early last year I became fed up with my bloating household expenses and made a commitment to do something about it. At that point in time my recurring household living expenses were averaging $3,248.92/month. Since then, quite a few changes were made which have brought those expenses down by an average of about $500/month and growing. I continue and track these numbers here to better hold the Sutherland household (wife and dog included!) accountable.
Here is an overview of the process and where things now stand.Read More
Since the beginning of the year, I've been all-in on bettering my understanding of credit card rewards. This falls in line with my somewhat unhealthy infatuation of the role finances can play in life optimization. How can one get the most bang for their buck, especially with those same dollars they would normally already spend on a day-to-day basis?Read More
My last budget update was posted at the end of November. To get things in a more structured format (and to cater to my slight obsessively-organized nature), I've decided to begin posting these updates at the end of each calendar quarter. It's just more tidy.
That being said, the 1st quarter of 2018 is now behind us which means it's time for a check-in to see where things now stand in route to shoring up the monthly living expenses.Read More
Newly hitched, you say? Congratulations on that new finger bling! This is great time of your life, no question; but you have to take steps to help ensure the good times keep rolling. It's not a fun search, but simply Googling "reasons for divorce" will provide you a laundry list of misery culprits, with money guaranteed to be reigning near the top of the heap. But don't fear. By simply addressing a few financial items early in marriage, your odds of falling victim to a marriage without bliss will be greatly reduced. Here are 6 quick items I recommend every newly married couple review to assist in their journey.Read More