Ntellivest

Financial planning for financial independence

Content, resources and services to help people make smarter decisions with their money in route towards financial independence (FI). Intelligent portfolio and real estate investing. Simplified financial planning and protections.

The Stock Market Won't Make You Wealthy

Over the last few years I've been in the fortunate position to meet some fascinating people from all walks of life.  Quite often I also get to pop the hood on their finances.  The financial stories are just as varied as the people, but a select few have achieved a rather impressive abundance of wealth.  I have noticed a commonality within this community:  in absolutely zero instances was this high level of wealth achieved via the stock market.

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My Real Estate Investment Performance (Q2 2018)

In order to know whether or not you have a lucrative investment on your hands, it is necessary to track how well that investment is actually performing.  This is true no matter which type of investment you own (stocks, bonds, real estate, etc.).  Personally, I started acquiring investment properties in early 2016 and have been measuring cash flow performance for said properties throughout this journey.  Feel free to read on for a look at where these cash flow returns stand through the first half of 2018.

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Simple Passive Cashflow Podcast with Lane Kawaoka

Lane Kawaoka is a professional engineer by day and a passionate real estate investor and syndicator by night.  He's also a published author, podcaster, coach, and contributor to the Forbes Real Estate Council.  I was fortunate enough to be a guest on Lane's podcast, Simple Passive Cashflow which just went live this week.

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The Magic of Real Estate

Nearly 8 years ago, I set out on a quest to start investing in real estate. By this, I am not talking about investing in REIT's (Real Estate Investment Trusts) that can be easily bought and sold like stocks; but rather, true, physical real estate holdings. After a few years of education and over-analysis (which definitely led to paralysis), I finally ventured out and bought my first property in April of 2016. This has snowballed into a handful of other properties along the way, which has been a rather exciting journey.

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My Household Budget (Q2 '18 Edition)

If you have not been following along, early last year I became fed up with my bloating household expenses and made a commitment to do something about it.  At that point in time my recurring household living expenses were averaging $3,248.92/month.  Since then, quite a few changes were made which have brought those expenses down by an average of about $500/month and growing.  I continue and track these numbers here to better hold the Sutherland household (wife and dog included!) accountable.

Here is an overview of the process and where things now stand.

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