Financial guidance for financial independence

Content, resources and services to help people make smarter decisions with their money in route towards financial independence (FI). Intelligent portfolio and real estate investing. Simplified financial guidance and protections.

My Real Estate Investment Performance (2018)

I began acquiring physical real estate as an investment vehicle in early 2016. The focus has always been on properties that have the potential to generate positive cash flow. The goal is to create a reliable income stream that will improve my financial security and put boosters on my path to financial independence. Monitoring and measuring this journey allows me to know whether my efforts have been successful and worth continuing.

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The Various Types of Investment Accounts

Even experienced investors can become nauseous when reviewing the dizzying array of investment account options in existence.  Quite honestly, there are too many.  This should come as no surprise, because much like craft beers, vape shops, and obnoxious catchphrases, we have a track record of excess in this country.

The problem is that you need to invest, but are likely having a hard time understanding what the different account types mean and whether or not you should be considering them.  This is a common frustration for a lot of investors.  In an effort to provide some clarity, let's do a quick review of the primary account structures, how they operate, and who they serve.

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How to Construct an Investment Portfolio

We touched on the importance of portfolio diversification in the last post. In this post, we will take our portfolio discussion a step further and review some pointers that will assist in proper portfolio construction.  This is important because most everyone has at least one investment account (most commonly in the form of a work retirement plan), but too few know the basics of putting together a balanced portfolio.  I've witnessed firsthand how much excess risk (or even lack of risk) many investors are unknowingly taking in their accounts, so it's time we get a little more educated.

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