Ntellivest

Financial planning for financial independence

Content, resources and services to help people make intelligent decisions with their money in route towards financial independence

The Magic of Real Estate

Nearly 8 years ago, I set out on a quest to start investing in real estate. By this, I am not talking about investing in REIT's (Real Estate Investment Trusts) that can be easily bought and sold like stocks; but rather, true, physical real estate holdings. After a few years of education and over-analysis (which definitely led to paralysis), I finally ventured out and bought my first property in April of 2016. This has snowballed into a handful of other properties along the way, which has been a rather exciting journey.

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My Household Budget (Q2 '18 Edition)

If you have not been following along, early last year I became fed up with my bloating household expenses and made a commitment to do something about it.  At that point in time my recurring household living expenses were averaging $3,248.92/month.  Since then, quite a few changes were made which have brought those expenses down by an average of about $500/month and growing.  I continue and track these numbers here to better hold the Sutherland household (wife and dog included!) accountable.

Here is an overview of the process and where things now stand.

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Navigating the World of Credit Card Rewards

Since the beginning of the year, I've been all-in on bettering my understanding of credit card rewards.  This falls in line with my somewhat unhealthy infatuation of the role finances can play in life optimization.  How can one get the most bang for their buck, especially with those same dollars they would normally already spend on a day-to-day basis?

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