So it’s the middle of December and you’re just now realizing that your shopping list is looking a bit longer than had hoped it would be by this point in time. Luckily, you have a Amazon Prime membership and that glorious 2-day free shipping is here (again) to save the day.Read More
Even experienced investors can become nauseous when reviewing the dizzying array of investment account options in existence. Quite honestly, there are too many. This should come as no surprise, because much like craft beers, vape shops, and obnoxious catchphrases, we have a track record of excess in this country.
The problem is that you need to invest, but are likely having a hard time understanding what the different account types mean and whether or not you should be considering them. This is a common frustration for a lot of investors. In an effort to provide some clarity, let's do a quick review of the primary account structures, how they operate, and who they serve.Read More
We touched on the importance of portfolio diversification in the last post. In this post, we will take our portfolio discussion a step further and review some pointers that will assist in proper portfolio construction. This is important because most everyone has at least one investment account (most commonly in the form of a work retirement plan), but too few know the basics of putting together a balanced portfolio. I've witnessed firsthand how much excess risk (or even lack of risk) many investors are unknowingly taking in their accounts, so it's time we get a little more educated.Read More
Even if you're new to investing, chances are high that you have heard about the importance of diversification within your investments. But hearing and understanding are two completely different animals, which is why it is important to address the subject head on. What is portfolio diversification and why is it important? Let's dig in.Read More
During these next few posts I will focus on a number of topics as they relate to a traditional portfolio investments (stocks, bonds, etc.). We will cover subjects such as diversification, portfolio construction, and the differences between all the various account types that exist. In the end, the goal is that you will be better informed on how to properly structure a portfolio for yourself. This is important, because most everyone owns some type of investment account, whether it be in form of a work retirement plan or something they dabble with on the side.Read More