Nearly 8 years ago, I set out on a quest to start investing in real estate. By this, I am not talking about investing in REIT's (Real Estate Investment Trusts) that can be easily bought and sold like stocks; but rather, true, physical real estate holdings. After a few years of education and over-analysis (which definitely led to paralysis), I finally ventured out and bought my first property in April of 2016. This has snowballed into a handful of other properties along the way, which has been a rather exciting journey.Read More
If you have not been following along, early last year I became fed up with my bloating household expenses and made a commitment to do something about it. At that point in time my recurring household living expenses were averaging $3,248.92/month. Since then, quite a few changes were made which have brought those expenses down by an average of about $500/month and growing. I continue and track these numbers here to better hold the Sutherland household (wife and dog included!) accountable.
Here is an overview of the process and where things now stand.Read More
My last post featured a "travel hacking" strategy that focused on maximizing your travel perks via credit card rewards. Today's post will stick to a similar theme (getting the most out of your dollar when traveling), but this time by way of finding international destinations where your dollar can go much further with every purchase.Read More
Since the beginning of the year, I've been all-in on bettering my understanding of credit card rewards. This falls in line with my somewhat unhealthy infatuation of the role finances can play in life optimization. How can one get the most bang for their buck, especially with those same dollars they would normally already spend on a day-to-day basis?Read More
Last year following my 37th birthday, I wrote a piece on gratitude which I hope to continue on as the birthdays keep coming (fingers crossed!). This is an important piece to me because it reminds me that too often I focus on financial matters while neglecting to underline the true purpose of money.Read More