Term life Insurance
Insurance should not be confusing. There are a lot of providers out there that can and will make insurance sound like it can't provide for the entirety of your financial needs through a complex web of hybrid insurance/investment products. Don't buy into this argument, and remember: simpler is better. You should only think of insurance as protection over two things: debts and dependents. Buy as much insurance as needed to cover your debts if you were to pass away (so that no one else has to bail you out), and the amount needed to provide for your dependents until they reach the age in which they could care for themselves. I recommend term life insurance for three reasons: 1) major debts will/should eventually be paid down so the need for permanent insurance will dwindle over time, 2) dependents will grow older and eventually become financially independent (hopefully!), and 3) it is by far the most affordable and pure of all the insurance options you will find. Read more on the subject via my post on calculating how much life insurance you need.
A great provider for term insurance is Quotacy. They make purchasing life insurance as painless a process as possible. Plus, you can snag an estimate immediately by just plugging in a few simple items. Check them out for yourself. I'm confident you will be impressed.
Another game changer in the term life insurance space is Ladder. Much like Quotacy, they aim to bring simplicity to once challenging task of obtaining life insurance coverage. What's truly unique about Ladder is the fact that you can ladder (get it?) your death benefit higher or lower as you (and life) evolve over time. Even better, these adjustments can be made with just a few simple clicks.