Ntellivest

Financial guidance for financial independence

Create the lifestyle you want through intelligent investing and simplified personal financial solutions.

5 Reasons Why You Need to Budget

Not having a budget.  This is far and away the most common financial mistake I witness from people of all walks of life (wealthy or poor, it matters not).  Most everyone knows they would be better off tracking their cash flows, yet they still don't.  Why is this?  Here are a number of the reasons I've heard over the years.

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The 4% Rule is Delaying Your Early Retirement

The Four Percent Rule is a commonly used staple in the financial planning industry that states one should be set for retirement once their annual spending needs are 4% of their total retirement nest egg.  In other words, the rule suggests that a total portfolio withdrawal rate of 4% (adjusted for inflation each year going forward) should allow for a person to outlive their savings.

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Reasons for Gratitude

Today I want to touch on some reasons that life is good, which is an important break from the usual financial gab (plus, writing about finances all the time is kind of lame).  Without regularly taking note of the positives, I've noticed that the negatives can tend to magnify themselves.  Regardless of any financial riches, life is simply not rewarding without an appreciation of all the things (big and small) that truly make life worth living.

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Get Rich Education Podcast with Keith Weinhold

I had a great conversation recently with Keith Weinhold of Get Rich Education.  Keith has dedicated himself to helping others in their real estate investing journey.  He is extremely detailed in his method of real estate analysis and breaking down more complicated real estate investing topics.  If you are also a detailed individual who is interested in real estate investing, I strongly recommend that you give his podcast a whirl.  His past guest list includes much bigger names such as Robert Kiyosaki, so I was honored to be a part of his show.

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